Shore Cycles Financing

Great financing available from trusted lenders.

Shore Cycles can help you get the best financing options available, whether you're looking at a scooter or a Harley. We work hard to get you approved with multiple local and national lenders. Get the process started by clicking the button below to get started.

FAQ’s

• What will my down payment be?

  • Down payments on average are 10% on pre-owned motorcycles, and between 0-10% on new vehicles. However, each deal is unique, so once you apply we’ll get the specific options.

• What will my APR be?

  • Unfortunately there’s just know way to know your rate until you apply. Pre-owned motorcycle rates range anywhere from 6.99-24.99% depending on credit and income. New vehicles range from 1.99-24.99, depending on brand and creditworthiness. Again, the best way to get these answers is to apply.

• How long does it take to get a financing answer from the bank?

  • Most of our banks can get us an answer within 1 business day. Some lenders, like One Main, can take 3-5 days.

• Can I finance parts and upgrades with the bike?

  • In most cases, YES! We can get you the windshield, exhaust, or seat of your dreams included in your deal. This will save you out-of-pocket costs later, and add a very small amount to your down payment and monthly payment.

• How come your rates are higher than what I got on my car?

  • Powersports loans are smaller loans, and the Powersports business is much smaller than the car industry. Therefore, Powersports rates will pretty much always be higher than the car business.

• I have a credit union or a good relationship with my bank. Can I bring my own finance check?

  • Absolutely! This is a great selection and we are happy to work with your credit union or bank to get you riding.

• How long does the total financing process take?

  • We will usually have an answer in 1-2 business days, and then closing the loan can on average take 3-7 business days, depending on credit requirements, proof of income requirements, down payment requirements, etc. However, each deal is unique and your deal could potentially be completed same-day if we both have everything ready to go.